PARTNER | LINCOLN FINANCIAL

LIFE / AD&D

Protecting your family’s future is no doubt one of your highest priorities. One way to help achieve this goal is through life insurance. In addition to the basic life insurance, you will also get the same amount for accidental death and dismemberment (AD&D). This benefit offers financial protection to you in case of injury or death caused by an accident.

LIFE INSURANCE BENEFITS

Group Number(s):
Life/AD&D: 1-0267713
Supp. Life: 40-0001000-26882
Check out the DOCUMENT CENTER for the full plan summaries.

  • Basic Life | One times earnings up to a maximum of $1,000,000
  • Employee Supplemental Life | Choices of one to ten times annual earnings, to a maximum of $2,000,000
  • Spouse Supplemental Life | You may purchase life insurance for your spouse in the amounts of $10,000; $25,000; $50,000; $100,000; $150,000 or $250,000.
    You must be enrolled in employee supplemental life in order to be eligible to enroll in spouse life. This means that employee life must be elected and approved for spouse life to be applicable.
  • Child Supplemental Life | You may purchase life insurance for your child(ren) in the amounts of $5,000; $10,000; $25,000
  • Guarantee Issue | Employee - Lesser of 3 times your annual salary up to $650,000; Spouse - $30,000; Child(ren) - $25,000
  • Evidence of Insurability | Required to complete health questionnaire if you apply after your initial enrollment.

The definition of earnings includes your gross annual rate of pay including commissions, but excluding overtime and bonuses.

ACCIDENTAL DEATH & DISMEMBERMENT BENEFITS

Group Number(s):
Life/AD&D: 1-0267713
Vol. AD&D: 000403007970
Check out the DOCUMENT CENTER for the full plan summaries.

  • Basic AD&D | One times earnings up to a maximum of $1,000,000
  • Employee Voluntary AD&D | $25,000 to $2,000,000 coverage in increments of $25,000. The maximum amount of coverage is the lesser of 10 times your basic annual earnings of $2,000,000
  • Spouse Voluntary AD&D | 100% of your coverage amount, not to exceed $1,000,000
  • Child Voluntary AD&D | Cannot be greater than 100% of your coverage amount, not to exceed $300,000

RESOURCE LIBRARY

LIFEKEYS SERVICES

Because life doesn’t always go as planned. No matter how well you plan, unexpected challenges will arise. When they do, help and support are nearby, thanks to LifeKeys services from Lincoln Financial Group.

LifeKeys Services include:

  • Discounts on shopping and entertainment
  • Help with important life matters
  • Protection against identity theft
  • Online will preparation
  • Guidance and support for your beneficiaries

Click on the below for more information.

LifeKeys Services

MANAGE A LIFE/AD&D CLAIM

Need Help with A Life or AD&D Claim?

You can learn more about life and AD&D by visiting lfg.comto learn more.

EVIDENCE OF INSURABILITY PROCESS

The evidence of insurability form is completed when somebody wants to obtain supplemental life insurance limits above the guaranteed issue amount. To complete the process online go to: MyLincolnPortal.com

For instructions on how to apply online, click on the link below.

EOI Instructions Flyer

**Please note, when enrolling for supplemental life insurance, select “optional life”.

During your first enrollment, you can enroll up to the guaranteed issue with no medical questions asked.