PARTNER | LINCOLN FINANCIAL
LONG-TERM DISABILITY
A simple way to protect your income when you can’t work. Your insurance coverage helps you keep up with your bills and expenses during recovery from an injury, illness or surgery.
LONG-TERM DISABILITY
VOLUNTARY PLAN – PAID BY EMPLOYEE
- Provides coverage if you are unable to work for an extended period of time as a result of a medical condition or illness or an accidental injury
- Benefits begin after the end of your short-term disability or a period of 180 days of disability, whichever is greater
- Pays 60% of your pre-disability earnings to a maximum amount of $15,000 per month
- Maximum coverage period for your own occupation is 24 months, thereafter any occupation for the remainder of your disability
- Maximum coverage period is up to age 65 or Social Security Normal Retirement Age, whichever is later
Learn more about Long-Term Disability
RESOURCE LIBRARY
MANAGE A DISABILITY CLAIM
Need Help with Disability Claim.
You can learn more about Disability by visiting www.lfg.com to learn more.
EVIDENCE OF INSURABILITY PROCESS
Evidence of insurability is required when you are a late entrant and elect coverage more than 31 days after becoming eligible for coverage. To complete the process online go to:
For instructions on how to apply online, click on the link below.
Helps you keep up with your bills and expenses during recovery from an:
*Injuiry
*Illness
*Surgery