PARTNER | WEX
Flexible Spending Accounts
These accounts allow employees and their families to use pre-tax monies to cover deductibles, copays and other non-covered eligible expenses.
Healthcare Flexible Spending Account
A Healthcare FSA empowers you to set aside pre-tax money from every paycheck to help pay for qualified medical, dental and vision expenses.
- Annual Max | $3,300 Per Year
- Use it or lose it: Estimate carefully—unused funds may be forfeited
- Full funds available: From the start of the plan year (1/1/2025) or initial enrollment
- Eligible expenses: Medical, dental, and vision
- Debit card available (or submit claims manually with receipts)
- Claim deadline: Incur expenses by 12/31/2025; submit claims by 3/31/2026
- Carryover: $100–$660 may roll into 2026; amounts < $100 or > $660 will be forfeited
Limited Purpose Healthcare Flexible Spending Account
When enrolled in the HDHP and an HSA you may also elect a Limited Purpose FSA (LPFSA) concurrently, allowing you to receive reimbursement for eligible dental and vision expenses.
- Annual Max | $3,300 Per Year
- Eligibility: For those enrolled in an HSA + HDHP
- Covers: Dental and vision expenses only
- Same rules apply: As Health Care FSA, including carryover and deadlines
Dependent Care Flexible Spending Account
Set aside pre-tax money from every paycheck to help pay for dependent care expenses. A qualifying ‘dependent’ may be a child under age 13, a disabled spouse, or an older parent in eldercare.
- Annual Max | $5,000 Per Year
- Funds available: Only as payroll deductions are made (not upfront)
- Eligible expenses: Daycare, before/after-school care, elder care, and more
- Claim deadline: Incur expenses by 12/31/2025; submit claims by 3/31/2026
- No carryover: Any unused funds will be forfeited
RESOURCE LIBRARY
ACCESSING FSA
WEX Benefits Card
Tips for Making the Most of Your FSA
Use an FSA Calculator to estimate your eligible expenses before you enroll. This helps avoid over-contributing.
Learn how to substantiate your medical FSA purchases – especially when using your WEX debit card. Watch this video for step-by-step guidance.
Understand carryover rules – unused funds may not carry over, or may be capped. Be sure to review annual limits.
Track your balance regularly through your WEX account to avoid forfeiting funds at the end of the plan year.
Eligible FSA Expenses: What's Covered?
The FSA Store’s list of common eligible expenses
For the full list of eligible medical expenses from the IRS,
View IRS Publication
FSA AND HSA GUIDE
Each plan year, you have the opportunity to enroll in a Flexible Spending Account (FSA). Choose the option that best fits your needs and decide how much you’d like to contribute from your pre-tax earnings.